Paycheck Budget and Debt Payoff Planner
For each payday, the bills due before the next one and what is left to spend. A debt payoff plan, snowball or avalanche, with your debt-free date.
12USD
See the plannerYou buy a template once and download it. You type your own numbers in the cream cells, and every other cell calculates.
No account and no subscription: your figures stay in your own file.
| Payday | Bills due | Left to spend |
|---|---|---|
| Fri 2 Oct | 249.25 | 1,292.29 |
| Fri 16 Oct | 130.00 | 1,411.54 |
| Fri 30 Oct | 1,604.25 | −62.71 |
| Fri 13 Nov | 135.00 | 1,406.54 |
| Fri 27 Nov | 1,549.25 | −7.71 |
The 30 October paycheck has to cover the rent due on 1 November. Figures from the fictional example file.
For each payday, the bills due before the next one and what is left to spend. A debt payoff plan, snowball or avalanche, with your debt-free date.
12USD
See the plannerA tab for each month of 2027 and the whole year on one dashboard, with a bill calendar, sinking funds, net worth and debt payoff.
12USD
See the plannerIncome and expenses from a side job in one log, with your profit for each month, the amount to set aside at your rate, and a mileage log.
12USD
See the trackerA gift budget for each person, every gift from idea to given, and the list of what is still to buy, with an order-by date for each gift.
3USD
See the trackerAn app for your phone and computer that shows what you can spend until payday. It works offline and keeps your data on your device.
14USD
See the appThe 2027 planner, the paycheck planner, the side hustle tracker and the gift tracker in one download.
24USD
See the bundleScreens from the example files, with fictional figures. Point at the strip to stop it, or select a screen to see its template.
The buy button opens the template in the KitsoukStudio shop on Etsy. Etsy takes the payment and collects any sales tax or VAT due where you live.
After payment, sign in to Etsy in a web browser, open Purchases, then choose Download Files. The files stay there, so you can download them again later. The Etsy app does not download digital files.
You get the .xlsx files and a PDF guide. Each workbook opens on a Start Here tab with the setup steps.
Say which template, and if something looks wrong, which tab; a screenshot helps. You get a reply within three business days.