Kitsouk makes budget spreadsheets for Google Sheets and Excel.

You buy a template once and download it. You type your own numbers in the cream cells, and every other cell calculates.

No account and no subscription: your figures stay in your own file.

Monthly Budget tab of the paycheck planner: planned against actual for each group and category, with overspending in red
Paycheck Plan example file
PaydayBills dueLeft to spend
Fri 2 Oct249.251,292.29
Fri 16 Oct130.001,411.54
Fri 30 Oct1,604.25−62.71
Fri 13 Nov135.001,406.54
Fri 27 Nov1,549.25−7.71

The 30 October paycheck has to cover the rent due on 1 November. Figures from the fictional example file.

Debt Payoff results: debt-free by October 2028, 31 months and 2,229.35 of interest saved against paying minimums only
  • Tested in Google Sheets and in LibreOffice Calc
  • An .xlsx built for Excel 2019 and later
  • No macros, no add-ons, no links to other files
  • No account, no subscription: your data stays in your file

Budget tools

2027 Budget Planner

A tab for each month of 2027 and the whole year on one dashboard, with a bill calendar, sinking funds, net worth and debt payoff.

Twenty tabs. A blank file, an example file and a PDF setup guide.

2027 Side Hustle Tracker

Income and expenses from a side job in one log, with your profit for each month, the amount to set aside at your rate, and a mileage log.

Seven tabs. A blank file, an example file and a PDF setup guide.

Holiday Gift and Budget Tracker

A gift budget for each person, every gift from idea to given, and the list of what is still to buy, with an order-by date for each gift.

Six tabs. A blank file, an example file and a PDF setup guide.

Kitsouk Budget

An app for your phone and computer that shows what you can spend until payday. It works offline and keeps your data on your device.

The app, a one-file version and the paycheck spreadsheet. Free demo.

14USD

See the app

2027 Budget Bundle

The 2027 planner, the paycheck planner, the side hustle tracker and the gift tracker in one download.

Four spreadsheets, each with an example file and a PDF setup guide.

Inside the files

Screens from the example files, with fictional figures. Point at the strip to stop it, or select a screen to see its template.

  • Paycheck Plan: each payday with bills due, savings, debt payments and left to spend
  • Gift tracker: gifts by person with an over budget flag
  • Debt Payoff: debt-free date and interest saved
  • Gift tracker: the holiday budget area by area
  • Monthly Budget: planned against actual for every category
  • Gift tracker: event date and days left to order
  • Currencies: a home currency plus five others at rates you set
  • Transactions: date, amount, category and note in four cells
  • Gift tracker: the files and tabs in the download
  • Twelve months of income and spending, side by side
  • Paycheck planner: the files and the nine tabs

How buying works

  1. Buy on Etsy

    The buy button opens the template in the KitsoukStudio shop on Etsy. Etsy takes the payment and collects any sales tax or VAT due where you live.

  2. Download the files

    After payment, sign in to Etsy in a web browser, open Purchases, then choose Download Files. The files stay there, so you can download them again later. The Etsy app does not download digital files.

  3. Open the files

    You get the .xlsx files and a PDF guide. Each workbook opens on a Start Here tab with the setup steps.

Questions before or after you buy

Say which template, and if something looks wrong, which tab; a screenshot helps. You get a reply within three business days.