Kitsouk
2027 Budget Planner
A tab for each month of 2027 and the whole year on one dashboard, with a bill calendar, sinking funds, net worth, debt payoff and the 52-week savings challenge.
12USD alone
See the planner
2027 Budget Bundle
Four spreadsheets in one download: the 2027 Budget Planner for the year month by month, the Paycheck Budget and Debt Payoff Planner for each payday, the 2027 Side Hustle Tracker for money from a second job, and the Holiday Gift Tracker for the gifts.
24 USD
one payment, four spreadsheets
Bought one by one in the same shop, the four cost 39 USD. Digital download: nothing is shipped. You buy it in the KitsoukStudio shop on Etsy, which collects any sales tax or VAT due where you live.
Buy on Etsy for 24 USD- Four .xlsx planners, each with a filled example
- A PDF setup guide for each, and one for the bundle
- For Google Sheets, and Excel 2019 or later
- No macros, add-ons or links to other files
What you download
Five files. Each zip holds the blank file, the same file filled with a fictional example, and that product's own START-HERE.pdf.
- START-HERE-BUNDLE.pdfWhich file is which, and how to open them.
- 1-2027-Budget-Planner.zipThe 2027 Budget Planner.
- 2-Paycheck-Budget-Planner.zipThe Paycheck Budget and Debt Payoff Planner.
- 3-2027-Side-Hustle-Tracker.zipThe 2027 Side Hustle Income and Expense Tracker.
- 4-Holiday-Gift-Budget-Tracker.zipThe Holiday Gift and Budget Tracker.
The four planners
Each one has its own page, with every tab and its screenshots.
Paycheck Budget and Debt Payoff Planner
Your next 26 paydays, each with the bills due before the next one and what is left to spend, and a debt payoff plan with a debt-free date.
12USD alone
See the planner
2027 Side Hustle Tracker
Income and expenses from a side job in one log, with your profit for each month and each income stream, the amount to set aside at your rate, and a mileage log.
12USD alone
See the tracker
Holiday Gift and Budget Tracker
A gift budget for each person, every gift from idea to given with an order-by date, and other holiday spending against your total budget.
3USD alone
See the trackerScreenshots
Shown with the example files. All data in them is fictional. Select an image to open it full size.
How it works
On a computer, double-click a zip to open it; on a phone, the Files app opens it with a tap. In each planner you type only in the cream cells, and every other cell calculates. In Excel and LibreOffice the sheets are protected so that a formula cannot be overwritten by accident; there is no password, so you can unprotect any sheet. Google Sheets does not keep that protection when it converts a file, so there, keep to the cream cells.
The four files are separate: each works on its own, and none of them reads from another.
What it works in
- LibreOffice Calc
- Tested
All four recalculate with no error value in any cell, checked by 271 automated tests in all. - Google Sheets
- Built for
The Paycheck Planner and the Gift Tracker were also opened and checked in Google Sheets. Upload an .xlsx file to Google Drive, open it, then choose File, then Save as Google Sheets. - Microsoft Excel
- Built for
Excel 2019 and later, and Microsoft 365, on Windows or Mac. The files use no function newer than Excel 2019.
Who it suits
- Anyone planning 2027 who wants the month, the payday and the holidays covered.
- A household where someone also earns from a side job or freelance work.
- Anyone who wants the year planned month by month and each paycheck planned as well.
What it does not do
- None of the files connects to a bank: you type each amount.
- They are planning tools, not financial or tax advice. Debt interest is estimated each month from the APR, so a lender's statements can differ.
- The bundle has no app: Kitsouk Budget, the phone app, is sold on its own.
Questions
Can I buy one of them alone?
Yes. Each is listed on its own in the same shop, and the cards above lead to their pages.
Can I use them on my phone?
They are wide tables that read best on a computer or a tablet.
Where do I find the files again?
Sign in to Etsy in a web browser, open Purchases, then choose Download Files. The Etsy app does not download digital files.
Can I get a refund?
If a file does not work as described here and I cannot fix it, you get a full refund. Write to hello@kitsouk.com within 14 days of your purchase. The refund policy has the details.
How was it made?
The planners and their tests were written with an AI assistant, under my direction. Before release each file's formulas were checked by automated tests in LibreOffice, with figures worked out separately. The screenshots are images of the actual example files; no AI image generator was used.
2027 Budget Bundle
24 USD. Four planners, each with an example file and a guide, by download.